FAQ

You set a goal, a deadline, and stake real money. You nominate a friend as your supervisor. When the deadline passes, your supervisor verifies if you hit your goal. If you did, your money is released. If you didn't, your stake is charged as a platform fee to keep Do It Or Pay running.

Loss aversion is one of the strongest motivators in behavioral psychology. People are roughly 2x more motivated by the fear of losing money than by the prospect of gaining it. We turn that into accountability.

Your card is authorized (held) when you create a contract, but not charged. You are only charged if your supervisor says you failed, or if the deadline passes without a verdict. If you succeed, the hold is released and you pay nothing. Forfeited stakes go to Do It Or Pay as a platform fee.

A supervisor (judge) is anyone you trust to objectively verify whether you hit your goal. They receive a unique link via email where they can confirm or deny your success. Choose someone who will be honest.

Forfeited stakes are charged as a platform fee. This is how Do It Or Pay stays free to use — there are no upfront costs, subscriptions, or hidden fees. You only pay if you don't hit your goal.

If your supervisor doesn't submit a verdict by the deadline, the contract auto-fails and your stake is charged. Forfeited stakes go to Do It Or Pay as a platform fee. Choose a supervisor who is reliable and will follow through.