Set a goal.
Stake real money.
Succeed or pay up.
Create an accountability contract, put money on the line, and nominate a friend as your judge. Hit your goal or lose your stake.
How it works
Three steps to real accountability
Set Your Goal
Define a clear, measurable goal with a deadline. Be specific about what success looks like.
Stake Your Money
Put real money on the line. Your card is authorized (not charged) until the deadline passes or your judge rules.
Get Judged
Your nominated judge verifies whether you hit your goal. Succeed and your money is released. Fail and it's captured.
Popular goals
What will you commit to?
0 people have pledged $0
Nothing motivates like money on the line.
Studies show people are 2x more likely to follow through on commitments when real financial consequences are involved.
Make a Contract NowChallenge a friend
Know someone who keeps putting something off? Send them a link and make them put their money where their mouth is.
Challenge SomeoneFAQ
Frequently Asked Questions
You set a goal, a deadline, and stake real money. You nominate a friend as your supervisor. When the deadline passes, your supervisor verifies if you hit your goal. If you did, your money is released. If you didn't, it's captured.
Loss aversion is one of the strongest motivators in behavioral psychology. People are roughly 2x more motivated by the fear of losing money than by the prospect of gaining it. We turn that into accountability.
Your card is authorized (held) when you create a contract, but not charged. You are only charged if your supervisor says you failed, or if the deadline passes without a verdict. If you succeed, the hold is released and you pay nothing.
A supervisor (judge) is anyone you trust to objectively verify whether you hit your goal. They receive a unique link via email where they can confirm or deny your success. Choose someone who will be honest.
If your supervisor doesn't submit a verdict by the deadline, the contract auto-fails and your stake is captured. Choose a supervisor who is reliable and will follow through.
Creating a contract is free. If you succeed, you pay nothing. If you fail, there is a 10% platform fee on top of your stake amount.